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Author: insuracarelife.com

Illinois court revives UM suit, rejects American Family limitation clause
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Illinois court revives UM suit, rejects American Family limitation clause

Garcia sued in Cook County on March 22, 2017, naming Sanchez-Lopez and the vehicle owner, then voluntarily dismissed in April…

insuracarelife.comDecember 12, 2025
The top 10 insurance companies in the USA by market share
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The top 10 insurance companies in the USA by market share

Allstate Insurance Group, through The Allstate Corporation, is one of the largest publicly held personal lines insurers in the United…

insuracarelife.comDecember 12, 2025
Changing of the guard: How C‑suite churn at global brokers is reshaping the insurance landscape
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Changing of the guard: How C‑suite churn at global brokers is reshaping the insurance landscape

The recent wave of leadership moves at the big global brokers is only the visible edge of a deeper structural…

insuracarelife.comDecember 11, 2025
New Jersey Short-Term Disability Insurance: How It Works and What It Covers
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New Jersey Short-Term Disability Insurance: How It Works and What It Covers

New Jersey Short-Term Disability Insurance: If you’re a resident of New Jersey, it’s important to understand your rights and the…

insuracarelife.comDecember 11, 2025December 11, 2025
Fifth Circuit revives coverage, rejects Occidental homeowners’ drug exclusion
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Fifth Circuit revives coverage, rejects Occidental homeowners’ drug exclusion

The case stems from a July 2019 incident at the Houston-area home of Ryan Zinkweg, whose parents were insured by Occidental…

insuracarelife.comDecember 11, 2025
Fifth Circuit blocks arbitration in Louisiana surplus lines insurance disputes
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Fifth Circuit blocks arbitration in Louisiana surplus lines insurance disputes

The court’s analysis turns on policy text and Louisiana law. The Contract Allocation Endorsement – treating the policy as “a…

insuracarelife.comDecember 10, 2025
Allstate Holiday Driver Report: How to stay safe during winter’s most dangerous travel days
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Allstate Holiday Driver Report: How to stay safe during winter’s most dangerous travel days

Key takeaways Drivers in some cities struggle far more in winter. Madison, Wis., plunges 128 spots in safety rankings, and…

insuracarelife.comDecember 10, 2025
SPARTA sues Pennsylvania General over $12.7 million AEIC claims
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SPARTA sues Pennsylvania General over $12.7 million AEIC claims

The 2007 Stock Purchase Agreement attached this 2005 deal as an exhibit and defined it as the “Reinsurance Agreement.” SPARTA…

insuracarelife.comDecember 10, 2025
Pulte sues three insurers over New Jersey condo defense dispute
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Pulte sues three insurers over New Jersey condo defense dispute

On timing, Pulte says it tendered the condominium association lawsuit to Penn National on November 30, 2020, to Erie on…

insuracarelife.comDecember 9, 2025
Breaking barriers and building futures
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Breaking barriers and building futures

Navigating an industry with persistent representation gaps  “I noticed that there weren’t many Latina women in senior executive roles. That…

insuracarelife.comDecember 8, 2025

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