Indiana court shields Amazon, Bryan Builders – reshaping risk for construction insurers

Indiana court shields Amazon, Bryan Builders – reshaping risk for construction insurers

On September 30, 2025, the Court of Appeals of Indiana decided a dispute stemming from a construction project at an Amazon warehouse in Plainfield, Indiana. Amazon.com Services, LLC and Bryan Builders, LLC had a master agreement that required Amazon to maintain an all-risk property insurance policy covering the interests of all project participants, including contractors and subcontractors. The agreement also included a subrogation waiver, meaning Amazon and Bryan Builders waived the right to pursue claims against each other and any subcontractors or sub-subcontractors for damages covered by property insurance.

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