Travelers sues Chubb in high-stakes Midtown injury coverage dispute

Travelers sues Chubb in high-stakes Midtown injury coverage dispute

The complaint, filed September 12, 2025, details a dispute rooted in contracts, insurance policies, and legal obligations. The underlying incident involves William Lovett, an employee of Karo Sheet Metal, who alleges he was injured on December 4, 2020, while working on a construction project at the premises. Lovett claims he slipped and fell on construction debris, suffering a torn meniscus in his right knee that required surgery and injuries to his left hip requiring hip replacement surgery. As of September 2025, Lovett’s workers’ compensation lien is nearly $83,000, and he is claiming special damages of nearly $500,000.

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