{"id":2420,"date":"2025-09-14T22:23:03","date_gmt":"2025-09-14T22:23:03","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/csaa-dodges-pandemic-refunds-as-california-court-shields-insurers-premiums\/"},"modified":"2025-09-14T22:23:03","modified_gmt":"2025-09-14T22:23:03","slug":"csaa-dodges-pandemic-refunds-as-california-court-shields-insurers-premiums","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/csaa-dodges-pandemic-refunds-as-california-court-shields-insurers-premiums\/","title":{"rendered":"CSAA dodges pandemic refunds as California court shields insurers&#8217; premiums"},"content":{"rendered":"<div>\n<p dir=\"ltr\">The plaintiffs\u2019 complaint cited California\u2019s Unfair Competition Law and Insurance Code section 1861.05(a), which states that \u201cno rate shall be approved or remain in effect which is excessive, inadequate, unfairly discriminatory or otherwise in violation of this chapter.\u201d They argued that CSAA\u2019s failure to refund more of the premiums violated this provision, especially since the company had already issued partial refunds \u2013 20% for March and April 2020, and 10% for May and June 2020 \u2013 following bulletins from the insurance commissioner. However, the plaintiffs maintained these refunds were insufficient, and that the remaining premiums were still excessive given the dramatic reduction in risk.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The plaintiffs\u2019 complaint cited California\u2019s Unfair Competition Law and Insurance Code section 1861.05(a), which states that \u201cno rate shall be approved or remain in effect which is excessive, inadequate, unfairly discriminatory or otherwise in violation of this chapter.\u201d They argued that CSAA\u2019s failure to refund more of the premiums violated this provision, especially since the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2421,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1379,852,1456,1457,374,1458,216,1459,1460],"class_list":["post-2420","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-california","tag-court","tag-csaa","tag-dodges","tag-insurers","tag-pandemic","tag-premiums","tag-refunds","tag-shields"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/2420","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=2420"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/2420\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/2421"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=2420"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=2420"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=2420"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}