{"id":2894,"date":"2025-11-15T06:23:08","date_gmt":"2025-11-15T06:23:08","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/court-rules-parkland-shooting-triggers-single-insurance-claim\/"},"modified":"2025-11-15T06:23:08","modified_gmt":"2025-11-15T06:23:08","slug":"court-rules-parkland-shooting-triggers-single-insurance-claim","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/court-rules-parkland-shooting-triggers-single-insurance-claim\/","title":{"rendered":"Court rules Parkland shooting triggers single insurance claim"},"content":{"rendered":"<div>\n<p>Evanston argued that each gunshot causing injury \u2013 or each individual victim \u2013 should be treated as a separate \u201coccurrence\u201d under the policy. That interpretation would have required the sheriff\u2019s office to pay a $500,000 self-insured retention (SIR) for each occurrence before Evanston\u2019s coverage would be triggered, potentially leaving the sheriff\u2019s office responsible for millions in out-of-pocket costs before any insurance payout. The sheriff\u2019s office, however, contended that the entire shooting incident should be considered a single occurrence, meaning only one SIR and one $500,000 annual aggregate deductible would apply.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Evanston argued that each gunshot causing injury \u2013 or each individual victim \u2013 should be treated as a separate \u201coccurrence\u201d under the policy. That interpretation would have required the sheriff\u2019s office to pay a $500,000 self-insured retention (SIR) for each occurrence before Evanston\u2019s coverage would be triggered, potentially leaving the sheriff\u2019s office responsible for millions [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2895,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[389,852,11,1799,1757,1308,1801,1800],"class_list":["post-2894","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-claim","tag-court","tag-insurance","tag-parkland","tag-rules","tag-shooting","tag-single","tag-triggers"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/2894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=2894"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/2894\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/2895"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=2894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=2894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=2894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}