{"id":3128,"date":"2025-12-10T18:00:40","date_gmt":"2025-12-10T18:00:40","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/fifth-circuit-blocks-arbitration-in-louisiana-surplus-lines-insurance-disputes\/"},"modified":"2025-12-10T18:00:40","modified_gmt":"2025-12-10T18:00:40","slug":"fifth-circuit-blocks-arbitration-in-louisiana-surplus-lines-insurance-disputes","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/fifth-circuit-blocks-arbitration-in-louisiana-surplus-lines-insurance-disputes\/","title":{"rendered":"Fifth Circuit blocks arbitration in Louisiana surplus lines insurance disputes"},"content":{"rendered":"<div>\n<p paraeid=\"{9623bc7b-70da-4b77-94a5-2f654a9b2054}{157}\" paraid=\"972948265\">The court\u2019s analysis turns on policy text and Louisiana law. The Contract Allocation Endorsement \u2013 treating the policy as \u201ca separate contract between the Insured and each of the Underwriters\u201d \u2013 meant that once the foreign insurers were dismissed with prejudice, no foreign party\u00a0remained\u00a0to any arbitration agreement, so the Convention did not apply. With the Convention off the table, Louisiana\u2019s prohibition on arbitration clauses in insurance policies controlled, and the court held that\u00a0equitable\u00a0estoppel and a delegation clause could not overcome that bar. For Louisiana property risks written on multi\u2011insurer surplus lines programs, this points to litigation \u2013 not arbitration \u2013 as the expected forum and confirms that endorsements will control where they conflict with base policy language.\u00a0<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The court\u2019s analysis turns on policy text and Louisiana law. The Contract Allocation Endorsement \u2013 treating the policy as \u201ca separate contract between the Insured and each of the Underwriters\u201d \u2013 meant that once the foreign insurers were dismissed with prejudice, no foreign party\u00a0remained\u00a0to any arbitration agreement, so the Convention did not apply. With the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1913,1912,1625,1915,11,588,1914,1620],"class_list":["post-3128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-arbitration","tag-blocks","tag-circuit","tag-disputes","tag-insurance","tag-lines","tag-louisiana","tag-surplus"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=3128"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3128\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/3129"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=3128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=3128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=3128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}