{"id":3144,"date":"2025-12-12T15:39:40","date_gmt":"2025-12-12T15:39:40","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/illinois-court-revives-um-suit-rejects-american-family-limitation-clause\/"},"modified":"2025-12-12T15:39:40","modified_gmt":"2025-12-12T15:39:40","slug":"illinois-court-revives-um-suit-rejects-american-family-limitation-clause","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/illinois-court-revives-um-suit-rejects-american-family-limitation-clause\/","title":{"rendered":"Illinois court revives UM suit, rejects American Family limitation clause"},"content":{"rendered":"<div>\n<p paraeid=\"{a3231007-e068-4d49-b913-4d9e9f737f5a}{131}\" paraid=\"1473552119\">Garcia sued in Cook County on March 22, 2017, naming Sanchez-Lopez and the vehicle owner, then voluntarily dismissed in April 2019 and refiled on May 1, 2019, naming only Sanchez-Lopez. On March 22, 2021, Garcia amended to add a declaratory judgment count against American Family seeking UM benefits. On April 22, 2021, American Family denied the claim, asserting counsel\u2019s letter in 2015 had been insufficient, that the negligence action was not filed within Illinois\u2019s two-year bodily injury statute of limitations and impaired subrogation rights, and that the tortfeasor was the\u00a0snowplow\u00a0driver and\u00a0likely insured.\u00a0<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Garcia sued in Cook County on March 22, 2017, naming Sanchez-Lopez and the vehicle owner, then voluntarily dismissed in April 2019 and refiled on May 1, 2019, naming only Sanchez-Lopez. On March 22, 2021, Garcia amended to add a declaratory judgment count against American Family seeking UM benefits. On April 22, 2021, American Family denied [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3145,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[245,1923,852,345,223,1922,884,1397,1291],"class_list":["post-3144","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-american","tag-clause","tag-court","tag-family","tag-illinois","tag-limitation","tag-rejects","tag-revives","tag-suit"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=3144"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3144\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/3145"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=3144"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=3144"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=3144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}