{"id":3811,"date":"2026-02-11T18:17:30","date_gmt":"2026-02-11T18:17:30","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/how-insurers-transform-through-technology-and-partnerships\/"},"modified":"2026-02-11T18:17:30","modified_gmt":"2026-02-11T18:17:30","slug":"how-insurers-transform-through-technology-and-partnerships","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/how-insurers-transform-through-technology-and-partnerships\/","title":{"rendered":"How insurers transform through technology and partnerships"},"content":{"rendered":"<div>\n<p>Carbone highlights personal auto telematics as a case in point. Usage-based insurance (UBI) in North America initially focuses on pricing sophistication, but the broader potential of telematics can influence distribution, compliance, and claims. \u201cIf you keep this new technology limited only to pricing, the impact is pretty limited. The agents need to be on board, compliance must review, and the product must effectively leverage the data,\u201d he said. \u201cProgressive, for example, built an organizational transformation around telematics. Others with the same technology struggled because they didn\u2019t address the interdependencies.\u201d<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Carbone highlights personal auto telematics as a case in point. Usage-based insurance (UBI) in North America initially focuses on pricing sophistication, but the broader potential of telematics can influence distribution, compliance, and claims. \u201cIf you keep this new technology limited only to pricing, the impact is pretty limited. The agents need to be on board, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3812,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[374,170,1094,2486],"class_list":["post-3811","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-insurers","tag-partnerships","tag-technology","tag-transform"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3811","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=3811"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3811\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/3812"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=3811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=3811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=3811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}