{"id":3851,"date":"2026-02-20T06:58:29","date_gmt":"2026-02-20T06:58:29","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/qbe-lifts-profits-above-2-billion-with-best-underwriting-result-in-years\/"},"modified":"2026-02-20T06:58:29","modified_gmt":"2026-02-20T06:58:29","slug":"qbe-lifts-profits-above-2-billion-with-best-underwriting-result-in-years","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/qbe-lifts-profits-above-2-billion-with-best-underwriting-result-in-years\/","title":{"rendered":"QBE lifts profits above $2 billion with best underwriting result in years"},"content":{"rendered":"<div>\n<p>Outside catastrophe experience, QBE\u2019s underlying claims performance was broadly stable, with an ex-cat claims ratio of 59.8% (from 59.7%). The company noted that, stripping out risk adjustment and Crop, the ex-cat claims ratio rose to 54.9% from 53.0%, citing adverse experience in some portfolios, elevated large losses and business mix shift. That commentary is a useful reality check for brokers: even as premium rates moderate, loss trends and large-loss activity remain a live issue, and insurers are likely to keep scrutiny tight around risk selection, limits, deductibles and risk improvement evidence.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Outside catastrophe experience, QBE\u2019s underlying claims performance was broadly stable, with an ex-cat claims ratio of 59.8% (from 59.7%). The company noted that, stripping out risk adjustment and Crop, the ex-cat claims ratio rose to 54.9% from 53.0%, citing adverse experience in some portfolios, elevated large losses and business mix shift. That commentary is a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3852,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[945,1789,2542,2541,2544,2543,748],"class_list":["post-3851","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-billion","tag-lifts","tag-profits","tag-qbe","tag-result","tag-underwriting","tag-years"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3851","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=3851"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/3851\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/3852"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=3851"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=3851"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=3851"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}