{"id":4309,"date":"2026-04-24T03:25:36","date_gmt":"2026-04-24T03:25:36","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/why-non-payment-risk-is-suddenly-brokers-biggest-conversation\/"},"modified":"2026-04-24T03:25:36","modified_gmt":"2026-04-24T03:25:36","slug":"why-non-payment-risk-is-suddenly-brokers-biggest-conversation","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/why-non-payment-risk-is-suddenly-brokers-biggest-conversation\/","title":{"rendered":"Why non-payment risk is suddenly brokers&#8217; biggest conversation"},"content":{"rendered":"<div>\n<p>Australia and New Zealand sit firmly inside that pattern. Apolline Greiveldinger (pictured centre), Coface&#8217;s economist for Australia and New Zealand, said that persistent Middle East tensions were adding inflationary pressure and raising the risk of a stronger tightening cycle from the Reserve Bank of Australia (RBA) &#8211;\u00a0higher borrowing costs that would feed straight back into local insolvency numbers. The sensitivity she describes is not unique to Canberra: Coface has warned globally that a 25-basis-point rise in business lending rates, beyond what markets are already pricing, would be enough to push insolvency growth back towards 4% to 5% in 2026, wiping out the fragile deceleration currently forecast. The IMF, for its part, has flagged deteriorating conditions across emerging Asia and parts of the Middle East &#8211;\u00a0precisely the buyer markets that Australian, New Zealand, European and North American exporters are shipping into. For brokers, that is the context every trade credit conversation now starts with: a buyer universe that is weakening simultaneously in almost every major export market.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Australia and New Zealand sit firmly inside that pattern. Apolline Greiveldinger (pictured centre), Coface&#8217;s economist for Australia and New Zealand, said that persistent Middle East tensions were adding inflationary pressure and raising the risk of a stronger tightening cycle from the Reserve Bank of Australia (RBA) &#8211;\u00a0higher borrowing costs that would feed straight back into [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4310,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3064,1529,3065,3063,426,2590],"class_list":["post-4309","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-biggest","tag-brokers","tag-conversation","tag-nonpayment","tag-risk","tag-suddenly"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4309","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=4309"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4309\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/4310"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=4309"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=4309"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=4309"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}