{"id":4321,"date":"2026-04-25T03:38:26","date_gmt":"2026-04-25T03:38:26","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/texas-farmers-hits-a-o-smith-with-suit-over-alleged-water-heater-defect\/"},"modified":"2026-04-25T03:38:26","modified_gmt":"2026-04-25T03:38:26","slug":"texas-farmers-hits-a-o-smith-with-suit-over-alleged-water-heater-defect","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/texas-farmers-hits-a-o-smith-with-suit-over-alleged-water-heater-defect\/","title":{"rendered":"Texas Farmers hits A.O. Smith with suit over alleged water heater defect"},"content":{"rendered":"<div>\n<p paraeid=\"{91680545-7fce-4155-b50d-6f7027e7179a}{164}\" paraid=\"428165596\">Farmers\u00a0is\u00a0pursuing three theories. First, negligence &#8211; that A.O. Smith\u00a0didn&#8217;t\u00a0take reasonable care in designing, testing, and marketing the heater, and\u00a0didn&#8217;t\u00a0give consumers clear enough warnings or instructions. Second, strict product liability &#8211; covering design defects, manufacturing defects,\u00a0component\u00a0defects, and a failure to warn, with Farmers alleging a safer alternative design was available and economically\u00a0viable\u00a0when the unit was built. And third, breach of warranty &#8211; both the express six-year manufacturer&#8217;s warranty and the implied warranties of merchantability and fitness for a particular purpose under the Uniform Commercial Code and Texas law.\u00a0<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Farmers\u00a0is\u00a0pursuing three theories. First, negligence &#8211; that A.O. Smith\u00a0didn&#8217;t\u00a0take reasonable care in designing, testing, and marketing the heater, and\u00a0didn&#8217;t\u00a0give consumers clear enough warnings or instructions. Second, strict product liability &#8211; covering design defects, manufacturing defects,\u00a0component\u00a0defects, and a failure to warn, with Farmers alleging a safer alternative design was available and economically\u00a0viable\u00a0when the unit was built. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4322,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3080,1513,3082,815,3081,976,2929,1291,190,362],"class_list":["post-4321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-a-o","tag-alleged","tag-defect","tag-farmers","tag-heater","tag-hits","tag-smith","tag-suit","tag-texas","tag-water"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=4321"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4321\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/4322"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=4321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=4321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=4321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}