{"id":4353,"date":"2026-04-27T20:23:30","date_gmt":"2026-04-27T20:23:30","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/state-farm-beats-90000-member-class-action-over-total-loss-car-valuations\/"},"modified":"2026-04-27T20:23:30","modified_gmt":"2026-04-27T20:23:30","slug":"state-farm-beats-90000-member-class-action-over-total-loss-car-valuations","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/state-farm-beats-90000-member-class-action-over-total-loss-car-valuations\/","title":{"rendered":"State Farm beats 90,000-member class action over total-loss car valuations"},"content":{"rendered":"<div>\n<p paraeid=\"{747095a8-2d4c-49b2-ade9-aeda6556e7e9}{142}\" paraid=\"1446738419\">After Clippinger sued, State Farm triggered the appraisal clause in the insurance policy, which allows either side to seek a binding independent valuation if they cannot agree on the payout. Three\u00a0appraisers produced three different numbers. State Farm&#8217;s appraiser came in at $14,432 \u2013\u00a0actually below\u00a0the original payout. Clippinger&#8217;s appraiser said $17,756.69. The neutral third appraiser landed at $18,476.13. Clippinger&#8217;s appraiser eventually came around to the third appraiser&#8217;s figure, and the two issued a written decision valuing the van at $18,476. Under the policy&#8217;s terms, that number was binding. State Farm paid Clippinger more than $4,000 on top of what she had already received.\u00a0<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>After Clippinger sued, State Farm triggered the appraisal clause in the insurance policy, which allows either side to seek a binding independent valuation if they cannot agree on the payout. Three\u00a0appraisers produced three different numbers. State Farm&#8217;s appraiser came in at $14,432 \u2013\u00a0actually below\u00a0the original payout. Clippinger&#8217;s appraiser said $17,756.69. The neutral third appraiser landed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4354,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3125,384,3124,211,1319,654,979,3126,3127],"class_list":["post-4353","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-90000member","tag-action","tag-beats","tag-car","tag-class","tag-farm","tag-state","tag-totalloss","tag-valuations"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4353","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=4353"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4353\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/4354"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=4353"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=4353"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=4353"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}