{"id":4385,"date":"2026-04-29T12:47:05","date_gmt":"2026-04-29T12:47:05","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/colorado-supreme-court-shields-hertz-from-bad-faith-claims-in-split-ruling\/"},"modified":"2026-04-29T12:47:05","modified_gmt":"2026-04-29T12:47:05","slug":"colorado-supreme-court-shields-hertz-from-bad-faith-claims-in-split-ruling","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/colorado-supreme-court-shields-hertz-from-bad-faith-claims-in-split-ruling\/","title":{"rendered":"Colorado Supreme Court shields Hertz from bad-faith claims in split ruling"},"content":{"rendered":"<div>\n<p paraeid=\"{ddc547ec-3f68-4b89-8839-bb449b23cd2b}{134}\" paraid=\"1235955527\">The insurance arrangement behind the supplemental coverage is where things get interesting for the industry. The actual policy was issued by ACE American Insurance Company, referred to in the case as Chubb. Under that policy, Chubb was the insurer, Hertz was the named insured, and Rakhimov and the passengers were\u00a0additional\u00a0insureds. Claims handling was delegated to ESIS, Inc., a wholly owned subsidiary of Chubb\u00a0designated\u00a0as the third-party\u00a0claims\u00a0administrator. ESIS\u00a0was responsible for\u00a0opening claim files,\u00a0establishing\u00a0reserves, investigating claims,\u00a0retaining\u00a0defense\u00a0counsel, and settling claims within discretionary limits of $25,000 per person and $50,000 per accident.\u00a0<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The insurance arrangement behind the supplemental coverage is where things get interesting for the industry. The actual policy was issued by ACE American Insurance Company, referred to in the case as Chubb. Under that policy, Chubb was the insurer, Hertz was the named insured, and Rakhimov and the passengers were\u00a0additional\u00a0insureds. Claims handling was delegated to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4386,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3161,263,1346,852,3160,1694,1460,1385,851],"class_list":["post-4385","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-badfaith","tag-claims","tag-colorado","tag-court","tag-hertz","tag-ruling","tag-shields","tag-split","tag-supreme"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=4385"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4385\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/4386"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=4385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=4385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=4385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}