{"id":4843,"date":"2026-06-19T09:35:49","date_gmt":"2026-06-19T09:35:49","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/illinois-tornado-surge-raises-fraud-concerns-nicb-warns\/"},"modified":"2026-06-19T09:35:49","modified_gmt":"2026-06-19T09:35:49","slug":"illinois-tornado-surge-raises-fraud-concerns-nicb-warns","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/illinois-tornado-surge-raises-fraud-concerns-nicb-warns\/","title":{"rendered":"Illinois tornado surge raises fraud concerns, NICB warns"},"content":{"rendered":"<div>\n<p>Specific warning signs include contractors claiming insurer affiliation without verification, offering free inspections, requesting cash payments or immediate contract signatures, waiving deductibles, or presenting contracts containing blank spaces. Door-to-door solicitation immediately after a storm is itself a warning indicator. On Assignment of Benefits, NICB cautioned consumers to understand the implications before signing &#8211; transferring insurance rights to a contractor removes the policyholder from the claims process and has historically been associated with inflated repair estimates and litigation.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Specific warning signs include contractors claiming insurer affiliation without verification, offering free inspections, requesting cash payments or immediate contract signatures, waiving deductibles, or presenting contracts containing blank spaces. Door-to-door solicitation immediately after a storm is itself a warning indicator. On Assignment of Benefits, NICB cautioned consumers to understand the implications before signing &#8211; transferring insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4844,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3821,234,223,3822,1847,1706,783,535],"class_list":["post-4843","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-concerns","tag-fraud","tag-illinois","tag-nicb","tag-raises","tag-surge","tag-tornado","tag-warns"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4843","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=4843"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4843\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/4844"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=4843"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=4843"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=4843"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}