{"id":4976,"date":"2026-07-09T13:21:27","date_gmt":"2026-07-09T13:21:27","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/arch-insurance-rolls-out-group-benefits-suite-amid-employer-cost-pressures\/"},"modified":"2026-07-09T13:21:27","modified_gmt":"2026-07-09T13:21:27","slug":"arch-insurance-rolls-out-group-benefits-suite-amid-employer-cost-pressures","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/arch-insurance-rolls-out-group-benefits-suite-amid-employer-cost-pressures\/","title":{"rendered":"Arch Insurance rolls out group benefits suite amid employer cost pressures"},"content":{"rendered":"<div>\n<h2><strong>The cost-shifting dynamic driving demand<\/strong><\/h2>\n<p>Mercer&#8217;s 2025 National Survey of Employer-Sponsored Health Plans projects health benefit costs will rise 6.5% per employee in 2026, the steepest increase in 15 years. Without plan changes, average cost growth would have approached 9%. The survey, covering more than 1,700 US employers, found 59% plan to make cost-cutting plan changes in 2026, up from 48% in 2025 &#8211; with cost-shifting to workers as the primary mechanism. The Kaiser Family Foundation&#8217;s 2025 Employer Health Benefits Survey found more than one-third of covered US workers already carry single-coverage deductibles of $2,000 or more. The Employee Benefit Research Institute found in November 2025 that employers see voluntary benefits as a way to help workers manage out-of-pocket costs, and that organisations without voluntary benefits reported higher group health insurance premiums and lower workforce productivity.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The cost-shifting dynamic driving demand Mercer&#8217;s 2025 National Survey of Employer-Sponsored Health Plans projects health benefit costs will rise 6.5% per employee in 2026, the steepest increase in 15 years. Without plan changes, average cost growth would have approached 9%. The survey, covering more than 1,700 US employers, found 59% plan to make cost-cutting plan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4977,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3995,364,790,346,1355,11,3998,3996,3997],"class_list":["post-4976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-arch","tag-benefits","tag-cost","tag-employer","tag-group","tag-insurance","tag-pressures","tag-rolls","tag-suite"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4976","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=4976"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/4976\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/4977"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=4976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=4976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=4976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}