{"id":5060,"date":"2026-07-21T10:23:02","date_gmt":"2026-07-21T10:23:02","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/global-insurers-post-strong-2025-results-but-bain-warns-momentum-is-cyclical\/"},"modified":"2026-07-21T10:23:02","modified_gmt":"2026-07-21T10:23:02","slug":"global-insurers-post-strong-2025-results-but-bain-warns-momentum-is-cyclical","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/global-insurers-post-strong-2025-results-but-bain-warns-momentum-is-cyclical\/","title":{"rendered":"Global insurers post strong 2025 results, but Bain warns momentum is cyclical"},"content":{"rendered":"<div>\n<p dir=\"auto\">In Asia-Pacific, Allianz Research&#8217;s Global Insurance Report 2026 recorded P&amp;C premium growth of just 4.0% in 2025, below the region&#8217;s ten-year average, as Fitch flagged narrowing underwriting margins from rising loss ratios in motor and health lines in markets including Korea, Indonesia and Australia. North America&#8217;s own P&amp;C growth slowed sharply too, decelerating from 9.7% to 2.2% even as underwriting profit improved, according to the same Allianz data, underscoring that stronger margins and slower growth are often two sides of the same cyclical coin rather than a sign of structural strength.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>In Asia-Pacific, Allianz Research&#8217;s Global Insurance Report 2026 recorded P&amp;C premium growth of just 4.0% in 2025, below the region&#8217;s ten-year average, as Fitch flagged narrowing underwriting margins from rising loss ratios in motor and health lines in markets including Korea, Indonesia and Australia. North America&#8217;s own P&amp;C growth slowed sharply too, decelerating from 9.7% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5061,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[4108,4109,753,374,2287,3152,1187,660,535],"class_list":["post-5060","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-bain","tag-cyclical","tag-global","tag-insurers","tag-momentum","tag-post","tag-results","tag-strong","tag-warns"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/5060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=5060"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/5060\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/5061"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=5060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=5060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=5060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}