{"id":5092,"date":"2026-07-26T03:38:01","date_gmt":"2026-07-26T03:38:01","guid":{"rendered":"https:\/\/www.insuracarelife.com\/blog\/cincinnati-insurance-points-to-one-exclusion-to-avoid-13-million-fall-claim\/"},"modified":"2026-07-26T03:38:01","modified_gmt":"2026-07-26T03:38:01","slug":"cincinnati-insurance-points-to-one-exclusion-to-avoid-13-million-fall-claim","status":"publish","type":"post","link":"https:\/\/www.insuracarelife.com\/blog\/cincinnati-insurance-points-to-one-exclusion-to-avoid-13-million-fall-claim\/","title":{"rendered":"Cincinnati Insurance points to one exclusion to avoid $13 million fall claim"},"content":{"rendered":"<div>\n<p paraeid=\"{20db43f7-dc51-44ee-aa54-433cf20283a3}{134}\" paraid=\"942673458\">The dispute turns\u00a0on\u00a0one clause. Cincinnati relies on an endorsement it calls the &#8220;Insurance and Related Operations&#8221; exclusion, which it says removes coverage for bodily injury &#8220;for which the insured may be held liable&#8221; that results from &#8220;the rendering of or failure to render&#8221; certain\u00a0professional services. As quoted in the policy, those services include &#8220;advising, inspecting, reporting or making recommendations in the insured&#8217;s capacity as an insurance company, consultant, broker, agent or representative thereof,&#8221; and &#8220;performing any claim, investigative, adjustment, engineering, inspection, consulting, survey, audit, appraisal, actuarial or data processing service for a fee.&#8221;\u00a0<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The dispute turns\u00a0on\u00a0one clause. Cincinnati relies on an endorsement it calls the &#8220;Insurance and Related Operations&#8221; exclusion, which it says removes coverage for bodily injury &#8220;for which the insured may be held liable&#8221; that results from &#8220;the rendering of or failure to render&#8221; certain\u00a0professional services. As quoted in the policy, those services include &#8220;advising, inspecting, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5093,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[443,1339,389,1917,2547,11,511,2109],"class_list":["post-5092","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","tag-avoid","tag-cincinnati","tag-claim","tag-exclusion","tag-fall","tag-insurance","tag-million","tag-points"],"_links":{"self":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/5092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/comments?post=5092"}],"version-history":[{"count":0,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/posts\/5092\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media\/5093"}],"wp:attachment":[{"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/media?parent=5092"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/categories?post=5092"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuracarelife.com\/blog\/wp-json\/wp\/v2\/tags?post=5092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}